8 Things I Still Waste Money On (Upon Which I Still Waste Money? Who Cares?)
I haven’t really been on my personal financial game of late. Oh sure, we’re still using our household budget, and I’ve even been cooking dinner with my new menu plan that I totally ripped off from Simple Mom (nope, not ready to link her yet, still in denial). But there’s a little leeway in our budget at present, in the form of my monthly “pocket money,” and I’ve been finding that I get lazy about using this money. The amount I get from month to month stays the same unless we have a really bad month, so I’m not increasing the overall expenditures by using this pocket money in full. But if I cut back on the smaller, “incidental” purchases that I make with this pocket money, I could bank it and either 1) leave a little more room for snowflaking in the next month; or 2) bank it and save up for something I really want for the house (like a new armchair for our bedroom).
So why do I keep failing at this? I don’t know. I guess it’s mostly laziness, or the feeling of getting a treat now and then. I’ve decided to list the things that I squander this money on–kind of an after-the-fact financial forensics lab. Maybe if I pinpoint exactly where and when this money is flying out of my pocket, I can put a stop to it.
- Gum, candy, etc. at the gas station. Do I really need this? I certainly don’t need the calories.
- Diet coke at Target. Why not just wait until I get home? Or, better yet, grab a can out of the eighty five million 12-packs I just bought? Dunno.
- Videos for Mini. I don’t think there’s anything wrong with getting videos for Mini on occasion, but I tend to buy him so many when I could use our Roku thingy more often if I would just think of it.
- Other crap and toys for Mini. Basically, I’m always buying this kid stuff. New clothes, shoes, the odd toy here or there. It always seems like a better deal to buy him stuff, since he can get a cool shirt for so much less than I can.
- Water and sports drinks at the gym. This is just awful. I forget a bottle of water when I leave the house, and I end up paying $3 or $4 for it at the gym–highway robbery. I need to buy a case of water and put it in my car to avoid this.
- Bean burritos at Taco Bell. I’ve been going through a phase where I eat a Taco Bell burrito and a diet coke for lunch. I could just go home and make a bean burrito with the tortillas, beans, and cheese we have at home. Oh, and pop a diet coke. But for some reason, I get in my car to go to Taco Bell.
- Gas to get to Taco Bell to get a burrito. Please see above.
- Starbucks, Starbucks, Starbucks.
What do you spend money on that you wish you didn’t?