Enter your keyword

6 Extended Musings On The Possibilities Of Taking On Additional Liabilities In a Down Market

6 Extended Musings On The Possibilities Of Taking On Additional Liabilities In a Down Market

  1. I may have mentioned before that Mr. Right-Click and I are thinking about having another baby. Now, we haven’t made concrete plans about this, and I’m not pregnant or anything, so don’t get all excited. And it’s certainly possible that we won’t be able to get pregnant, now that I’m at the age of doom (35), when all of the doctors start thinking of you as “old” and talking about various horrific risks of pregnancy and all that crap. But let’s leave that discussion for another day, because what I want to talk about is the financial implication of taking on another “liability” in the current market environment. In a word: it’s a little scary.
  2. Then again, having a kid is always a little scary. It’s taken us almost two years to reach a kind of normalcy here at the Right-Click abode after Mini’s arrival. And each new stage that Mini goes through involves adjustment–sleeping schedules, eating preferences, separation anxieties, etc. Throw another kid into that mix, and wow! Who knows what you’re going to get?
  3. Kids don’t cost that much right off the bat, in my experience. I mean, yes, there’s the hospital stuff and the prenatal care, but that stuff is pretty easy to budget for. The real cost is comes in the addition to things for the rest of your life–going from buying one or two plane tickets to four, buying two superpacks of diapers instead of one (or none, if Mini is potty trained in the next year or so), insurance premiums for four of us instead of three, two car seats, bigger cars, bigger tables, bigger houses! And what if we have twins?!
  4. The economy is so craptastic right now. It seems like a bad time to bring another kid into the world. What if we cannot offer this kid all the stuff that Mini has already had? What if we have to cut down on what we give to Mini because of the economy and because of another kid?
  5. I do think it would be a mistake, though, to try to time your child rearing around the economy. I only have a few years left of fertility (at best), so I’m not sure we can even afford to wait around to see if things get better. You cannot put a price tag on your progeny, in other words. And also, don’t we find ways to adjust, even in the worst of times, to bringing somebody new into our lives?
  6. Kids are snuggly. They are lots of fun. Even when they get old enough to start mocking you, like Mini has started to do of late. And most of the fun you have with them is free, like tickling and giggling and kisses. So there’s that.

Comments (6)

  1. Mar 2, 2009

    I was shocked at how much cheaper the second one was. There were SO many things that I bought for the first one that I realized I didn’t really need for the second.

    Plus, you’re giving each of them the best toy of all–each other. I wish I’d understood how much they would adore each other, because it would have made my awful pregnancy easier to bear. The closer they are in age, the more they can play together, and that is HUGE. Honestly, of all the joys of parenthood, my greatest by far is watching them play together and seeing that bond develop.

    Also, they are not lying when they say that pregnancy gets tougher with age. I was 34 with the first and 36 with the second. I had much worse complications with the second (except for the hyperemesis, which I had both times, although it was slightly less with #2). This crappy economy could go on a long time, y’know?

    Humanity has survived far worse than what we’re going through now. As long as you know you’re not, like, about to lose your house or unable to buy groceries and stuff, I wouldn’t let the economy factor in much. If you were being implanted with octuplets, maybe, but otherwise…nah.

  2. Mar 2, 2009

    Yeah, I can see there would be a lot less unnecessary trips to Target. I remember looking down those baby aisles and thinking, “well, maybe I DO need this, and this and this!” because I had no freaking clue what I was doing. I do want Mini to have a sibling, but I am scared to death of having a girl. I will mess a girl up so badly, I fear.

  3. Mar 2, 2009

    I thought the same thing about having a boy…but so far, so good. Although it’s possible I have screwed up him and don’t know it yet, because he can’t talk.

  4. Mar 2, 2009

    No way. Boys are easy. Girls, you have to worry about being a role model, but then also preparing her for the world, making her believe she can do anything but not keeping her blind to the limitations of patriarchy. And don’t get me started on the cutting.

  5. Mar 2, 2009

    I’m my daughter’s primary playmate, so I personally can’t wait for another child. I routinely take other people’s kids for the day, and I’m astonished at how much more I can get done when my daughter’s happily occupied with a buddy. I know the dynamic of siblings will be different, but when I hear moms of more than one talk about their kids, I just know my life will be a little easier with a second child.

    I agree with Kerry … the economy will heal itself eventually, but your fertility is finite. I’m sort of in the “how will I ever love another as much as I love my first?” stage, but it was a leap to even have the first one.

    I do feel the burden of being a role model to my daughter. I do think girls are harder, but that’s partly because we put so much pressure on ourselves, to be the perfect mothers we didn’t have.

  6. AKD
    Mar 3, 2009

    Glad to see you reminding folks that fertility starts plummeting around 35, if not sooner. I have too many friends around this age who seem to be doing the fingers-in-the-ears, la-la-la, it-won’t-happen-to-me thing. You just don’t know if you will be one of the lucky ones until you start trying!
    But, I have heard that it’s easier to get pregnant with the second, like your body already knows what to do.

Post a Comment

Your email address will not be published.